Terms & Conditions

Acceptance of Terms

These Terms and Conditions govern your access to and use of the Ex-homes website and all content, information, and services made available through this website. By accessing or using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

If you do not agree with any part of these Terms and Conditions, you should discontinue use of this website immediately. Your continued use of the website following the posting of changes to these terms constitutes acceptance of those changes.

These Terms and Conditions apply to all visitors, users, and others who access or use this website, regardless of how they access it (via desktop computer, mobile device, or any other means).

Nature of Website Content

This website provides general informational content about payment processing systems, merchant services, and related financial technology topics. The content is educational in nature and is intended to help readers understand concepts related to the payment processing industry.

Content on this website is compiled from publicly available sources and represents general information about the payment processing industry. While we endeavor to present accurate information, the payment processing landscape is complex and continuously evolving. Specific details may vary based on jurisdiction, payment processor, card network, financial institution, or other factors.

The information provided on this website does not constitute financial advice, legal advice, business advice, or professional consulting services. Users seeking guidance for specific situations should consult with qualified professionals who can evaluate their particular circumstances.

User Responsibilities

When using this website, you agree to:

• Use the website only for lawful purposes and in accordance with these Terms and Conditions
• Provide accurate and truthful information when submitting inquiries through contact forms
• Refrain from attempting to gain unauthorized access to any portion of the website, other users' accounts, or any systems or networks connected to the website
• Not use the website in any manner that could disable, overburden, damage, or impair the website or interfere with any other party's use of the website
• Not attempt to probe, scan, or test the vulnerability of the website or any associated system or network
• Not use any automated system, including robots, spiders, or scrapers, to access the website for any purpose without our express written permission
• Not introduce any viruses, trojan horses, worms, or other material that is malicious or technologically harmful

Intellectual Property Rights

The content on this website, including text, graphics, images, logos, and the overall design and arrangement of the website, is owned by Ex-homes or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and view the content on this website for your personal, non-commercial use. This license does not include:

• Any resale or commercial use of the website or its contents
• Any collection and use of product listings, descriptions, or prices
• Any derivative use of this website or its contents
• Any downloading or copying of information for the benefit of a third party
• Any use of data mining, robots, or similar data gathering and extraction tools

You may not reproduce, duplicate, copy, sell, resell, distribute, or otherwise exploit any portion of the website or its content without our express written consent. Unauthorized use may violate copyright, trademark, and other applicable laws.

Information Accuracy and Updates

We make reasonable efforts to ensure that information on this website is accurate and current. However, we do not warrant that the content is complete, accurate, reliable, current, or error-free. The payment processing industry is subject to ongoing changes in technology, regulations, and business practices. Information that was accurate at the time of publication may become outdated.

We reserve the right to modify, update, or remove content at any time without prior notice. We are not obligated to update information on the website, and we make no commitment to update content on any particular schedule.

Users should verify current information with appropriate primary sources before making decisions or taking actions based on content from this website. We disclaim any responsibility for actions taken based on outdated or incomplete information.

Links to External Websites

This website may contain links to external websites that are not operated or controlled by us. We provide these links for convenience and informational purposes only. The inclusion of any link does not imply endorsement, approval, or association with the linked website or its operators.

We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any external websites. When you leave our website, you do so at your own risk, and these Terms and Conditions no longer govern. We encourage you to review the terms and privacy policies of any external website you visit.

We reserve the right to remove any link at any time. We do not warrant that any links on the website will function correctly or that linked websites will be available.

Communication and Contact

When you send messages through the contact form on this website or send emails to our contact address, you are communicating with us electronically. We will respond to your communications via email or by posting notices on this website.

Communications submitted through this website are subject to our Privacy Policy. By submitting communications, you acknowledge and agree that your communications are not confidential and that we may use or disclose information from your communications as described in our Privacy Policy.

We reserve the right not to respond to communications that are abusive, fraudulent, or that appear to violate these Terms and Conditions. Response to legitimate inquiries is at our discretion and is not guaranteed.

Limitation of Liability

To the fullest extent permitted by applicable law, Ex-homes and its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to, use of, or inability to access or use the website
• Any content obtained from the website
• Any conduct or content of any third party on the website
• Unauthorized access, use, or alteration of your transmissions or content

In jurisdictions where exclusion or limitation of liability for consequential or incidental damages is not permitted, our liability shall be limited to the maximum extent permitted by law.

Indemnification

You agree to defend, indemnify, and hold harmless Ex-homes and its officers, directors, employees, agents, and affiliates from and against any claims, damages, obligations, losses, liabilities, costs, or expenses (including reasonable attorneys' fees) arising from:

• Your use of and access to the website
• Your violation of any term of these Terms and Conditions
• Your violation of any third-party right, including any intellectual property or privacy right
• Any claim that your use of the website caused damage to a third party

Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia and applicable federal laws of the United States, without regard to conflict of law principles.

Any legal action or proceeding relating to your access to or use of this website shall be instituted in courts located in Arlington County, Virginia, or in the United States District Court for the Eastern District of Virginia. You agree to submit to the personal jurisdiction of these courts.

Severability

If any provision of these Terms and Conditions is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms and Conditions unenforceable or invalid as a whole. Such provisions shall be deleted without affecting the remaining provisions.

Changes to These Terms

We reserve the right to modify or replace these Terms and Conditions at any time. If a revision is material, we will provide reasonable notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our website after revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you must stop using the website.

Contact Information

Questions about these Terms and Conditions should be directed to:

Ex-homes
1001 19th St N
Arlington, VA 22209
United States
Email: contact@ex-homes.ex-homes.com
Phone: +1 571-482-1600

For more information, please use the contact details above.